THINGS TO REMEMBER:
1.
Do not try to pass an old damage as a new
one; you will get caught. It is rather easy to determine the new vs. old
property damage;
2.
Have receipts readily available for expenses,
repairs, etc. No receipts means no claim
check; this is the rule and very few
exceptions are allowed;
3.
If you do not agree with the insurance company’s
investigation report and findings, feel free to hire your own expert to do the
investigation and prepare your own report.
This is probably the best thing you can do for large claims;
4.
Do have in mind that the insurance company’s
experts are looking for the best interest of the insurer and not yours. Thus, as has amply been documented during the
Superstorm Sandy litigation, the insurance experts will downplay your damages
and either find no damage or very little damage. This is unfortunately the game that is
played. Instead of getting upset, please
do yourself a favor and hire your own expert.